Attention homeowners: Real estate appraisal services for in Knoxville and Knox County

The top seven reasons TN homeowners hire Dishner Appraisal Service:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a TN property tax assessment
To cut their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a TN divorce, where real estate needs to be divided
To settle an estate in Knox county or TN by determining the true market value of property in question

Do you own a home in or near Knoxville? Do you need help deciding the price of your real estate?
Contact Dishner Appraisal Service.

We at Dishner Appraisal Service understand the particular needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Dishner Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We're veterans in helping customers just like you remove undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's going down. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from Dishner Appraisal Service is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Dishner Appraisal Service can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.