Need an appraisal for an FHA-backed mortgage? Call Dishner Appraisal ServiceThe FHA retains of approved appraisers for each state - Dishner Appraisal Service is on the roster of approved appraisers for TN. This means that we are certified and approved by the FHA to do appraisals for house loans insured by them. Part of the ongoing training our staff at Dishner Appraisal Service undergoes deals precisely with understanding the FHA's documentation and their rules and procedures. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is insured in case the borrower defaults on his or her loan obligations. Low-income and moderate-income consumers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to help credit-worthy consumers to meet expectations and requirements for lending organizations that they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are acutely helpful to buyers with less starting income. |